1. Go Out To Eat For A Discount A Discount

2. Check For Mistakes With Your Social Security

3. Buy in Bulk

4. Save On Your Property Taxes

5. Veterans Get a Nice Discount at Lowes

6. Ace Hardware Offers a Senior Discount!

7. Born Before 1972? Get $3,600/year Off Your Mortgage With The Federal Reserve Bank's Lucrative Rate "Push Down" Initiative

So while the banks happily wait for interest rates to skyrocket, experts are making a nationwide push and urging homeowners to take advantage. These savings potential currently exists as of 2022, but the rules could change soon. But the good news is that once you're in, you're in. If lowering your monthly payments or paying off your mortgage faster sounds good to you, it's vital you act now and see if you could qualify for RaTO and take advantage of a better rate in today's marketplace. 

URGENT: So many homeowners could still benefit today, but sadly, many perceive a Rate And Term (RaTO) to be too good to be true. Remember, RaTO could save you thousands per year & there's absolutely NO COST to see if you qualify. See if you qualify now to reduce your monthly payments >> 

How Do I Qualify?

Step 1: Click your state on the map to instantly check your eligibility for free.

Step 2: Access new low rates and save money! Click here to get your new low rate.

Select Your State:

8. Get A Home Warranty

Often times, new homeowners are offered a 1 or 2-year home warranty plan when they purchase a home. This is generally a huge plus for the home buyer because it takes away the stress of having to pay for likely issues that might come up during the first year or two of owning the home. Issues such as a broken refrigerator or dishwasher aren't fun to deal with. Or how about a broken furnace or air conditioner? These would likely cost $1,000s of dollars to fix!

Luckily, homeowners now have the option to get a home warranty plan anytime after they bought their home. Even if you've lived there for 20 years, you can still get your own home warranty plan that will cover the cost of many unforeseen home repairs!

9. Slash Your Cellphone Bill

• Verizon Wireless: Verizon Wireless offers a special 55 plus nationwide unlimited talk and text service plan to customers who are 55 or older. Check to see if your location offer this with Verizon.
• Consumer Cellular: Consumer Cellular offers AARP members who are 50 or older exclusive savings on monthly service charges in addition to discounts on accessories.

10. Travel For Less

11. Can't Sleep? Get a Sample of GNC's #1 Sleep Probiotic To Try

Dr. David Katz, a health and wellness thought leader and the Director and Co-founder of the Yale Prevention Research Center, helped formulate a groundbreaking probiotic supplement.

The key ingredients in Peptiva include a powerful combination of 6 clinically validated probiotic strains, which are also guaranteed to keep their potency up to the expiration date (many probiotics are only guaranteed at the time of manufacturing.)

Benefits include being less bloated, having embarrassing digestive issues vanish, less frequent bathroom trips and amazing sleep through the night. GNC stores secured the exclusive retail rights to Peptiva’s US launch but may soon be available in Vitamin Shoppe, Vitamin World, Walgreens and more. Right now new customers can try Peptiva to see how it works for them.

12. Health Discounts for Seniors

13. Go Shopping... For A Discount!

14. Auto Service Discounts

15. New Auto Policy Saves Seniors Big In 2022

Insurance companies are always competing to win your business, but if you turn a blind eye and keep the same policy in place for a long period of time, your rates might have increased. By checking rates, drivers saved an average of $531 per year with a new policy.

So do yourself a favor and do a quick comparison by filling out a short form (about 4 minutes). This is a fast way you can start saving on your auto bills.

16. Use This Debt Payoff Plan

17. Health and Beauty Discounts

18. Seniors With Bad Knees Get A Sample Of GNC's #1 Joint Compound Instaflex Advanced To Try This Month

The best part? You only have to take 1 small capsule a day and many start to feel a difference very quickly!

The company behind Instaflex Advanced has agreed to allow new customers to try a sample throughout 2022. You can go to their website by clicking the button below to claim your sample to try. Samples ship within 24-48 hours, so you'll have it quickly too!

19. Ditch Your Home Insurance & Get Up To $536 Back a Year With This Lucrative Online Tool

TIP: When you cancel your current home insurance policy, you should be entitled to a full refund of the remaining premium. That means you are NOT locked into your policy and will not lose out by cancelling it. Enter your zip code to see if you qualify for a new, cheaper policy now >> 

So while the insurance companies pray that you don't learn about this, we're making a nationwide push and urging homeowners to take advantage of this free online tool. This tool is currently online as of July, but it could be taken down at any time. But the good news is that once you're in, you're in. If lowering your payments and putting cash back in your pocket would help you, it's vital you act now and see if you could qualify for massive savings in today's marketplace. 

URGENT: So many homeowners could still benefit today, but sadly, many do not realize this online tool exists. Remember, this online tool is free and there's absolutely NO COST to see if you qualify for a cheaper home insurance plan. See if you qualify now before it's gone >> 

How Do I Qualify?

Step 1: Click how long you've lived in your home to instantly check your eligibility for free.

Step 2: View your new lower rate and save money! Click here to get your new rate.

Home many years have you lived in your home?

And that's a wrap! If you found these offers useful, please share our page with friends and family!

Here are some awesome senior discounts at popular restaurants:

• Applebees: 10% discount
• Burger King: 10% discount and discounts on drink items  
• Denny's: senior menu with discounted prices
• IHOP: senior menu as well as 10% off 
• Sonic: 10% discount 
• Golden Corral: discounted menu prices for 60 and over 
• Subway: 10% discount
• Subway: 10% discount
• Wendy's: free drink (or 10% at some locations) 
• Outback Steakhouse: 10% off for AARP members 
• White Castle: 10% off for 55 and over 

You get a Social Security statement every year. Do not assume it is accurate. Check the numbers and report any errors to the Social Security Administration.

Remember, your benefits are based on the average of your 35 highest-earning years. A miscalculation for even one or two of those years could impact your benefit for the rest of your life.

One of the easiest things you can do to instantly start saving money is to buy in bulk! Retailers often give a MUCH better deal on products such as paper towel, toilet paper, detergent, etc if you buy in bulk.

This might seem like an obvious one, but we often forget how much money we waste by not buying in bulk.  

Did you know that every state has some sort of property-tax benefit for seniors? Several states have programs that freeze property taxes completely for seniors, and 10 limit how much a property's tax value can increase. Also, the homestead exemption can be larger when a homeowner reaches a certain age. (The larger the exemption, the lower the tax.) In Colorado, seniors 65 and older can exempt up to 50% of their residence's first $200,000 in value.

Check with your local township to see ensure you're getting the senior discount!

All active military and veterans are entitled to get a 10% discount on many in-store purchases at Lowe's. 

To make it even better, Lowe's extends this offer to their spouses! Need new tools? How about new appliances? How about a kitchen remodel? Lowe's carries a variety of things, so take advantage of this incredible discount!

Ace Hardware is a great store for quick shopping and friendly service. And what makes shopping there even better for seniors is that they now offer a 10% senior discount! This does vary by location, so give your local Ace Hardware a call and see if they offer it.

Banks Don't Want Homeowners Knowing This

Still unknown to many is a brilliant mortgage plan called the Rate and Term Option (RaTO) that could benefit millions of Americans and reduce their payments by as much as $3,600 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before rates shoot up again.

Still unknown to many is a brilliant Home Warranty Program called the Choice Home Warranty that could benefit millions of households and help them never pay for covered appliance failures, furnace breakdowns, electrical issues and so much more! You likely have homeowners insurance, right? A Home Warranty Plan is similar to a homeowners insurance plan, but it actually covers many things that an insurance plan won't like a broken refrigerator, a broken furnace or an electrical malfunction on a ceiling fan.

Did you know that many of the large phone companies offers special discounts to senior citizens? These discounts add up quick!

• AT&T: AT&T offers a special Senior Nation Plan for account holders 65 or older for $29.99/mo. It has 200 Anytime Minutes, Mobile to Mobile Minutes, and Nights and Weekends, without roaming and long distance charges.

Here are some senior discounts you can use when flying:

• Southwest Airlines: Offers various discounts for 65 and over 
• United Airlines: Offers senior fares to selected travel destinations for customers who are 65 and older. Ask for more details on these great fares when you make your reservation or select the seniors (age 65 and older) category when you make your booking on united.com.

• American Airlines: Offers special deals for those who select the 65+ passenger option when booking a flight. 

If you have trouble sleeping and also deal with gut issues, you've got to give Peptiva Nighttime Probiotic a try.

Peptiva helped break the stereotype that probiotics are only for people looking to fix their stomach issues. Peptiva's groundbreaking formula also helps de-stress so you can enjoy a deeper, more satisfying sleep. GNC stores secured the exclusive rights to Peptiva's US launch, but you won't find this exclusive sample offer there.

Health related expenses can add up quick for seniors. Be sure to use these:

• RiteAid: Offers a wellness 65+ program for seniors that includes 20% off of purchases on the first Wednesday of each month. The program also includes a free consultation with a pharmacist.
• Atera Spas: Includes special prices on products for seniors.
• RxFreeCard:: Includes discounts on prescriptions for seniors.
• AARP prescription savings: Members save an average of 61% on FDA-approved prescriptions not covered by insurance.​

Don't go shopping without knowing these superb discounts:

• Goodwill: 10% off for 60 and over on Tuesdays
• Michaels: 10% off for 55 and over
• Hy-Vee: 5% off every Wednesday for 55 and over
• Jo-Ann: a senior discount day that included 20% off for 55 and over
• Kohl's: 15% discount for 60 and over on Wednesdays
• Rite Aid: various discounts for 65 and over including 20% on the first Wednesday of each month
• Walgreens: discounts for 55 and over or AARP members
• Habitat for Humanity Restore: 20% off on Thursday for 55 and over at select locations

Is your car due for service? Be sure to use these:

• Pep Boys: 10% off for 55 and over 
• Jiffy Lube: 10% off for 55 and over

Here’s what auto insurance companies don’t want you to know...and what thousands of consumers are quickly learning about their current auto insurance plan:

If you're paying more than $63 per month for auto insurance, this auto insurance comparison tool can help you check to see if you're overpaying in a few minutes. This is something every driver should be doing every 6 months or so to ensure that they are getting the best deal.

Here’s what credit card companies don’t want you to know...and what thousands of consumers are quickly learning about paying off their debt:

If you owe more than $15,000 in credit card debt, this proven debt relief program may reduce the amount you owe. Consumers could resolve their debts with absolutely no loan required and pay it off at a rapid pace. If you’ve struggled to pay your credit card debt, act now before your debt balloons further. 

Here are some various discounts that could certainly be useful:

• Great Clips: Great Clips offers various discounts for seniors
• YMCA: YMCA offers discounted membership fees for 65 and over 

If you deal with joint discomfort, you need to see how you can claim a 2-week sample of GNC's #1 Joint Compound to try.

Formulated by renowned Doctor, David Katz, Instaflex Advanced has become the best selling joint solution product at GNC and Walgreens. Thousands of seniors across the US and Canada are enjoying joint relief everyday with it.

Here's A Clever Way That American Homeowners Are Getting Up To $536 Per Year Off Their Current Home Insurance Bill

Still unknown to many is a brilliant online tool we're calling "The Amazon Of Home Insurance" that could benefit millions of Americans and reduce their home insurance payments by as much as $536 per year! You could bet the home insurance companies aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before the rules change.